Creative Money OS
Works in Google Sheets · $29Track income, expenses, and invoices in one Google Sheet.
A Google Sheets system built for creative freelancers — income, expenses, invoices, and quarterly tax estimates in one place.
Turn messy client payments into one calm Safe-to-Spend number. No formulas. No guesswork. Just the truth — updated the moment you log a payment.
- Live Safe-to-Spend, recalculated in real time
- Tax automatically set aside, every payment
- Income, expenses & profit in one quiet dashboard
Irregular income shouldn't mean constant anxiety.
A big client payment lands and you have no idea how much is actually safe to spend.
Tax season arrives and you're scrambling to guess what you owe.
You're a great creative — but your finances live in screenshots, notes and dread.
The Solution
One spreadsheet. One number. Total clarity.
Creative Money OS does the math automatically — income, expenses, invoices, quarterly tax — and surfaces a single Safe-to-Spend figure.
Built to make money make sense.
Safe-to-Spend number
See what's truly yours, instantly.
Automatic tax set-aside
See your estimated quarterly tax set-aside update automatically as you log income.
Invoice & overdue tracking
Know who owes you, at a glance.
Clean visual dashboard
Your whole business on one screen.
Zero spreadsheet skills
Fill in the blanks. Formulas do the rest.
Built for creatives
Clients, projects, retainers — not generic jargon.
How it works
Three steps. No spreadsheet wizardry.
Make a copy
Open the template in Google Sheets — takes 30 seconds.
Enter your numbers
Add client payments and expenses. No formulas to write, ever.
Read your dashboard
Safe-to-Spend, taxes owed, profit — all live, all yours.
The Offer
Everything inside Creative Money OS.
$29 — one-time payment. No subscription.
$29 — one-time.
No subscription. Yours forever.
Instant access · Secure checkout
$29 one-time payment.
Questions, answered.
Yes. If you can type a number into a cell, you're done. Every formula, total and chart is pre-built. You fill in the blanks — Creative Money OS does the math.
It's country-agnostic. You set your own tax percentage in Settings (any rate from 0% to 35%+), and the Quarterly Tax Estimator adjusts automatically. Works for freelancers anywhere.
No. Creative Money OS is built exclusively for Google Sheets, which is free. You just make a copy of the template — no Excel, no downloads, no installs.
Yes. $29 once. No subscription, no renewal, no upsell. You own your copy forever and get free lifetime updates.
Email us within 14 days and we'll refund you, no questions asked. The risk is on us.
Stop guessing.
Start knowing.
Trade the low-grade money anxiety for one clear, honest number. Your finances, finally calm.
One-time · Instant access · Google Sheets