Creative Money OS
Works in Google Sheets · $29Know exactly how much money is yours to spend.
The plug-and-play system that turns irregular client income into one calm, trustworthy number — so you stop guessing, and stop fearing tax season.
Turn messy client payments into one calm Safe-to-Spend number. No formulas. No guesswork. Just the truth — updated the moment you log a payment.
- Live Safe-to-Spend, recalculated in real time
- Tax automatically set aside, every payment
- Income, expenses & profit in one quiet dashboard
Irregular income shouldn't mean constant anxiety.
A big client payment lands and you have no idea how much is actually safe to spend.
Tax season arrives and you're scrambling to guess what you owe.
You're a great creative — but your finances live in screenshots, notes and dread.
The Solution
One spreadsheet. One number. Total clarity.
Creative Money OS does the math automatically — income, expenses, invoices, quarterly tax — and surfaces a single Safe-to-Spend figure.
Built to make money make sense.
Safe-to-Spend number
See what's truly yours, instantly.
Automatic tax set-aside
Never get blindsided again.
Invoice & overdue tracking
Know who owes you, at a glance.
Clean visual dashboard
Your whole business on one screen.
Zero spreadsheet skills
Fill in the blanks. Formulas do the rest.
Built for creatives
Clients, projects, retainers — not generic jargon.
How it works
Three steps. No spreadsheet wizardry.
Make a copy
Open the template in Google Sheets — takes 30 seconds.
Enter your numbers
Add client payments and expenses. No formulas to write, ever.
Read your dashboard
Safe-to-Spend, taxes owed, profit — all live, all yours.
The Offer
Everything inside Creative Money OS.
- Income & Expense Tracker$19
- Invoice Tracker with overdue alerts$15
- Quarterly Tax Estimator$19
- Live Safe-to-Spend Dashboard$25
- Setup Instructions Guide$9
- Bonus: Quick-Start setup video$9
- Bonus: Free lifetime updates$9
$29 — one-time.
No subscription. Yours forever.
Instant access · Secure checkout
Launch price — $29 won't last forever.
“I went from dreading tax season to actually understanding my numbers. Creative Money OS gave me back hours every month — and clarity I didn't know I needed.”
Questions, answered.
Yes. If you can type a number into a cell, you're done. Every formula, total and chart is pre-built. You fill in the blanks — Creative Money OS does the math.
It's country-agnostic. You set your own tax percentage in Settings (any rate from 0% to 35%+), and the Quarterly Tax Estimator adjusts automatically. Works for freelancers anywhere.
No. Creative Money OS is built exclusively for Google Sheets, which is free. You just make a copy of the template — no Excel, no downloads, no installs.
Yes. $29 once. No subscription, no renewal, no upsell. You own your copy forever and get free lifetime updates.
Email us within 14 days and we'll refund you, no questions asked. The risk is on us.
Stop guessing.
Start knowing.
Trade the low-grade money anxiety for one clear, honest number. Your finances, finally calm.
One-time · Instant access · Google Sheets